Building a custom home in Calgary is a rewarding and exciting venture that gives you the unique opportunity to create a new home tailored specifically to your lifestyle, needs and preferences. However, the process of building a custom new home requires careful planning, budgeting and a solid understanding of Calgary’s building environment to ensure a smooth and successful home-building experience. That’s why today we are diving into the top 9 things to keep in mind when planning to build a custom home in Calgary.
1. Determine Your Budget and Financing Options
One of the biggest questions clients have when planning to build a new home is how much it will cost. This is an important question to ask, however the cost of building a custom home can vary widely based on factors like size, location, design, materials, and finishes. There are also various costs of building a custom home to keep in mind beyond the cost of construction. These costs can include land acquisition, design, permits, landscaping and the furnishings for your new home.
The key to all of this is in knowing your budget and involving a builder right from the start, so you can design a home that is right for you and your budget. It is also important to research financing options, such as a construction draw mortgage, which will allow you to pay for the construction of your new home in phases. Working with a financial advisor or mortgage broker can also help to clarify which financing option best suits you and your new home.
Check out our ‘How Much Does It Cost to Build a Custom Home?‘ blog article for more helpful tips on how to budget for your new home.
2. Choose the Right Location
Calgary offers a variety of neighborhoods, each with its own unique characteristics. Factors like proximity to schools, parks, public transportation, and local amenities can greatly impact your lifestyle and the long-term value of your property. Consider not only what you need now, but what your needs may be in the future, especially if you are planning to build your forever home. Here are a few questions to ask to help determine the neighborhood that best for your lifestyle and needs:
- Commute Times – How far is the neighborhood from your workplace, school or other frequent destination? Calgary’s road networks and public transportation options can influence your daily routine.
- Family Considerations – If you have children or plan to in the future, does the neighborhood you are considering have access to good schools, parks and recreational facilities?
- Amenities – What is the neighborhood’s proximity to essentials like grocery stores, healthcare facilities, gyms, and entertainment options. Some neighborhoods in Calgary offer a more urban feel, while others cater more to those seeking to escape the hustle and bustle of city life.
3. Know Calgary’s Zoning and Permit Requirements
The City of Calgary has specific zoning laws and building codes that will determine what can be built on your property and what features are allowed. Understanding these zoning requirements and regulations early on in the design and build process can help prevent costly delays or redesigns during the permitting process. Your builder will typically handle the permitting process, but it is still a very good idea to be aware of the general permitting requirements and timelines.
4. Understand Market Timing & Trends
Calgary’s housing market can fluctuate, so working with a realtor and financial advisor may help you to discern what timing is best for building your new home. Here are three considerations to keep in mind to help you make informed decisions and maximize your investment:
- Housing Market Cycles & Timing
Calgary’s real estate market is influenced by factors like the energy sector, economic conditions, and population growth. During periods of high demand, costs for labor, materials, and land can increase. Conversely, in slower markets, you may find better deals on properties and builder availability. Construction and home-buying activity in Calgary tend to peak in the spring and summer. Building during less active seasons may offer advantages like quicker permit approvals or cost savings on land. - Understand Demand for Specific Neighborhoods
Calgary’s market often sees shifts in demand between new, master-planned communities and established inner-city neighborhoods. Research which areas are gaining in popularity and align your search with your goals. - Cost Considerations & Market Volatility
Construction costs in Calgary can be affected by global supply chain issues, inflation and local labor shortage. Monitor these trends when considering when to build your new home, as they can impact the overall cost of your new home. We always recommend building a contingency into your budget to account for unexpected cost increases or delays. Another factor to consider are interest rates. Higher mortgage rates can influence both your financing and the affordability of your new home for future buyers. Consult with a financial advisor to plan for potential fluctuations.
5. Pick the Right Custom Home Builder
Your builder will be your partner throughout the custom home design and building process, so choosing one with experience and expertise in Calgary is essential. Look for a reputable builder with a portfolio of completed projects in the area, like Braemyn Homes. Conduct interviews, check references, and make sure they understand the specific needs that come with Calgary’s climate and community standards.
For more helpful tips on how to pick the right builder for your new home, check out our ‘How to Choose the Right Custom Home Builder‘ blog article.
6. Create a Realistic Timeline
Designing and building a custom home takes time and in Calgary, the construction timeline can be affected by weather conditions. Winter, in particular, can slow down certain aspects of construction. Work with your builder to set a realistic timeline and be prepared for potential delays, especially if you are planning to build through Calgary’s colder months.
7. Plan for Your Lifestyle Needs
One of the biggest advantages of building a custom home is the ability to tailor it specifically to your unique lifestyle and needs. Consider features for your new home that will serve you well over the long term, such as a home office, open-concept spaces, or mulit-functional rooms. Think about how your family might grow or change, and design flexible spaces that can adapt as needed.
8. Understand Calgary’s Climate and Build Accordingly
Calgary’s proximity to the Rocky Mountains makes it particularly susceptible to extreme temperature fluctuations. With that, it is crucial to ensure that the structural and mechanical components of your home are ready and able to deal with these dramatic swings in the temperature. Proper insulation and vapor barrier, well-built, energy-efficient windows, and a high-quality HVAC system will all help to keep your home comfortable and functioning well through all the seasons and changing weather conditions.
9. Consider Landscaping and Exterior Features
Many people focus on preparing for the construction of the house itself, but forget about landscaping and other exterior features. Calgary’s climate presents unique challenges for landscaping, so it is essential to plan for plants and materials that can withstand cold winters, dry summers, and the unique challenges of living in the foothills of the Rocky Mountains. Investing in the right landscaping for your new home, can not only add beauty that you will get to enjoy, but it can also help to enhance the curb appeal and property value of your home in the future.
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Building a custom home in Calgary is a significant investment, both financially and emotionally. But taking the time to plan, working with experienced professionals, and keeping the unique aspects of Calgary in mind will help to make your custom home-building experience as rewarding as possible. With the right preparation (and team!), you will be well on your way to building a new home that truly feels like your own.
About Us
Ready to make your dream home happen? Braemyn Homes is Calgary’s preferred custom home builder. Our clients can expect the highest standard of excellence delivered with exceptional craftsmanship and superb customer care. Call us at (403) 606-2923 or fill out our contact form to see how we can help you bring your dream home in Calgary to life.